Bank Holidays in July
Indian banks generally remain closed on public holidays based on the RBI holiday calendar. As India is a country with multiple religions and cultures, bank holidays vary as per states. Meanwhile, the scheduled and non-scheduled banks observe public holidays on second and fourth Saturdays.
Importance of Knowing Bank Holidays
As July has just started, it is essential for customers or individuals to know about the bank holidays falling in their city or state to carry out smooth transactions. In July, banks across India will be closed for a total of 13 days, including Sundays, second and fourth Saturdays, and several regional public holidays.
Bank Holidays in July 2025
Here’s a list of closures by date and location:
- July 3 (Thursday): Banks will remain closed in Agartala for Kharchi Puja.
- July 5 (Saturday): Banks will be closed in Jammu and Srinagar for Guru Hargobind Ji’s Birthday.
- July 6 (Sunday): Banks will be closed across India.
- July 12 (Saturday): Second Saturday – Banks will be closed across India.
- July 13 (Sunday): Banks will be closed all over India.
- July 14 (Monday): Banks will remain closed in Shillong to observe Beh Deinkhlam.
- July 16 (Wednesday): Harela will be celebrated in Dehradun.
- July 17 (Thursday): Banks will be closed in Shillong for the death Anniversary of U Tirot Singh.
- July 19 (Saturday): Bank holiday in Agartala for Ker Puja.
- July 20 (Sunday): Banks will be closed across India.
- July 26 (Saturday): Banks will be closed across India.
- July 27 (Sunday): Banks will be closed across India.
- July 28 (Monday): Bank holiday in Gangtok for Drukpa Tshe-zi.
Alternative Banking Services
Customers should note that banks offer multiple services to customers irrespective of the opening or closing of the physical branch. Services like ATMs, digital banking, and internet banking remain available on almost every day, unless specified by the bank.
Conclusion
In conclusion, it’s crucial to stay informed about bank holidays to avoid any inconvenience. By knowing the bank holidays in July, individuals can plan their financial transactions and activities accordingly. Additionally, the availability of alternative banking services ensures that customers can still access essential banking services even on holidays.
